The purchase of second-hand houses can be divided into loan purchases and full purchases, but no matter which method you buy second-hand houses, you must know some precautions. So, what are the precautions for buying second-hand housing? Regarding the procedures for buying second-hand houses, the last thing you will never forget is to pay and sign the contract. Others will not be known. Next, pay attention to the precautions for buying second-hand housing.What are the precautions for purchasing second-hand housing
Sign the contract. Be sure to sign the second-hand housing transaction contract of the Housing Management Bureau; carefully read the terms of the contract when signing the contract, and pay attention to filling in the other agreements of both parties into the additional clauses in the contract; the contract is a promised legal document, starting from the date of signing The contract takes effect, and both parties of the contract should strictly implement the content of the contract. Therefore, they should consider repeatedly and carefully sign the second-hand housing transaction contract when conducting independent transactions.
Transfer of property rights. Both buyers and sellers should go to the Housing Management Bureau to go through the procedures for the transfer of property rights. This is the most important step in buying a house among the precautions for buying a second-hand house.
Insurance notarization. Customers who handle second-hand housing mortgages should go to the insurance company designated by the lending bank for insurance; customers who handle second-hand housing mortgages should go to the notary office designated by the loan bank for notarization.
Check and accept the house. Many housing disputes occur because they did not notice when the house was inspected, so you should know what are the precautions for buying a second-hand house. When the buyer accepts the house, he should deal with the internal facilities, water, electricity, gas, telephone bills, etc. of the house. Check and accept to prevent future inconvenience and economic disputes.
Property transfer. After inspecting and accepting the house, the buyer should go to the property company to handle the transfer of the property with the seller in time to prevent inconvenience in the future.
The above is an introduction to the precautions for buying a second-hand house. For example, viewing the house, signing the contract, and transferring the property rights are all very important. The main purpose of viewing the house and signing the contract is to see clearly to prevent mistakes. The property transfer is indeed The proof of who the house belongs to, so next, I will pay attention to how to handle the transfer of the second-hand house.
How to handle the transfer of second-hand housing?
Sign up. The seller, husband and wife and the buyer go to the receiving window of the Municipal Housing Management Bureau to submit relevant materials, fill in the property ownership transfer registration form and the property ownership registration form, and obtain the receipt;
Tax payment and evidence collection. The buyer and the seller go to the pick-up window of the Housing Management Bureau to pay the relevant fees according to the pick-up date on the receipt, and the buyer receives the housing title certificate. This is one of the precautions for buying second-hand houses;
Apply for a new land certificate. The buyer holds the newly issued title certificate and the seller’s land certificate to the Land and Resources Bureau to apply for a new land certificate, and the transfer of the title is completed.
This is the process of handling the transfer of second-hand housing, which includes not only the housing ownership certificate, but also the land certificate. If it is a loan to purchase a second-hand house, it may be a little troublesome to go through the transfer procedures of the second-hand house, and the bank will review the loan conditions when the house is transferred, and then the bank will issue the loan.